The rise of banking apps has led many of the world's leading financial institutions to join the race. So it's normal to be confused when looking for reliable options. To save you from this problem, we decided to prepare a detailed review of the Chime app.
This Chime 2023 mobile banking app review covers its features, background, pros and cons, technical requirements, and more. We also rate the Chime Bank app based on different aspects of the app.
What is the Chime app?
Chime was founded with the idea of making banking services more accessible and free for common users. The best online banking app does not include clauses like minimum balance requirements, overdraft fees, services fees, etc. The Chime mobile app profits from its business partners and corporate members.
A thing that should be considered, Chime is not a banking institution but it's one of the best financial technology companies in the USA, and the high Chime ratings are evidence of its popularity. Its banking services are provided by The Bancorp Bank or Stride Bank N.A.
Pros of the Chime bank app
- Trusted by millions
- Easy account opening process
- Can send payments to non Chime users
- 24/7 support
- Allows monitoring and managing FISCO scores
Cons of the Chime bank app
- Some services have applied limits like Overdraft
- Suitable for the US customers
Features of the Chime mobile app
To give you a better understanding of the usability of this Chime bank app, and to figure out the reasons behind the high Chime ratings, we will discuss its crucial features in this Chime mobile banking review.
1. Loan maintenance
The Chime app allows you to monitor your credit report through the app itself. This best mobile banking app allows you to monitor and make regular and timely payments to maintain your FICO credit score. In addition, this facility has no annual fee and does not conduct strict credit checks.
2. Free overdraft up to $200
Chime Mobile Banking provides users with overdraft facility up to $200 with no fees. A deposit will be made to your bank account immediately upon request. However, you must be qualified to use this overdraft facility.
3. Find an ATM with the built-in map
Another feature I'd like to appreciate in this Chime app review is the detailed map, which includes ATM locations nationwide. No matter what your travel plans or reasons are, you can find the nearest ATM or look up ATMs in your desired location. Maps are easy to explore and provide detailed information.
4. Free cash deposits to your account
Chime Online Banking has over 8,500 walkthrough locations where you can deposit cash into your bank account. You can also go to Walgreens and find a deposit machine. These deposits are free.
Conclusion
Well, that concludes our review of the Chime app. Reviews on the Chime app download page show that users love the Chime mobile app.
Our in-depth review of the Chime mobile app also helps us conclude that the Chime app is the best choice for US residents to conveniently meet their banking needs from anywhere. So, if you plan to use this Chime mobile payment and banking app, keep going.
Content Source: https://www.mobileappdaily.com/app-review/chime-app
