Understanding ICBC Treatment: Your Guide to Recovery

If you’re unsure about what’s covered, contact ICBC or your case manager for clarification.

If you've been in a car accident in British Columbia, you may have heard about ICBC treatment. The Insurance Corporation of British Columbia (ICBC) helps people recover from accidents by covering medical treatments and other related costs. Here’s an easy guide to help you understand how ICBC treatment works.

What is ICBC Treatment?

ICBC treatment is a program that helps people injured in car accidents. It provides coverage for:

  • Doctor visits
  • Physiotherapy
  • Chiropractic care
  • Massage therapy
  • Counseling

This support ensures that you get the care needed to recover and return to your normal life.

How Does ICBC Treatment Work?

  1. Report Your Accident
    Right after the accident, report it to ICBC. You can do this online or by phone. Share all details, including the date, time, and what happened.
  2. Visit a Doctor
    See a doctor to assess your injuries. They will recommend the right treatments, such as physiotherapy or chiropractic care.
  3. Start Your Treatment
    ICBC-approved clinics provide the treatments you need. You don’t need pre-approval for many services during the first 12 weeks after the accident.
  4. Keep Records
    Save all receipts and records of your treatments. ICBC may ask for these later.

What Does ICBC Cover?

ICBC covers many medical and rehabilitation services, including:

  • Medical Services Plan (MSP) fees
  • Rehabilitation programs
  • Prescription medications
  • Specialized equipment (like crutches or braces)
  • Support for mental health

If you’re unsure about what’s covered, contact ICBC or your case manager for clarification.


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