Equifax is one of the major credit bureaus in the United States, alongside Experian and TransUnion. It collects and maintains financial data on millions of consumers, including credit history, payment behavior, and outstanding debts. Lenders, banks, and other financial institutions use Equifax reports to assess creditworthiness when issuing loans, credit cards, or mortgages. Equifax also provides credit monitoring services, identity **** protection, and analytics solutions for businesses. Consumers can access their credit reports
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