How do I send cash to my loved ones?
It’s actually very easy. The following is a step-by-step guide on how to remit money with Cebuana Lhuillier:

1. You may visit any Cebuana Lhuillier branch and fill out the Pera Padala form.
2. Then, present the accomplished form, valid ID, and 24k card (if you are a 24k cardholder) to the branch personnel.
3. Give the total amount to be paid.
4. Secure the Pera Padala form (and count the change received, if there is any).
5. Provide the 10-digit control number to the receiver/beneficiary of money transfer.

Keep in mind that the receiver/beneficiary should provide the control number and present a valid ID when claiming the remittance. They would not be able to retrieve the cash amount if ever they were to lose the control number or fail to show any valid ID for verification. Cebuana Lhuillier’s high-quality service ensures that any amount sent would only be given out towards the appropriate receiver/beneficiary, and the verification process is put in place to avoid any forms of ****s from dishonest people who may try to take advantage of your loved ones.

Visit https://cebuanalhuillier.com/s....ending-love-and-happ for more information.

Are Investments Worth Keeping?
Worry no more as we have prepared a couple of suggestions that may help you along the way. Remember, every person is entitled to their very own ideas and opinions, and these may not necessarily work for you. But it is still good to take note of these, since they may jumpstart your future ventures as well.

1. Capitalize on your opportunities.
Let’s face it, many limitations were brought upon us by the pandemic. Many people lost their jobs, their bread and butter, and their livelihood. Tragic as it may be, let us not forget that the closing of one door only spells the opening of another. Never give up and pursue another venture or opportunity which may help you regain your footing and financial security.

2. Invest on your tools.
One of the major changes caused by the pandemic has so****ing to do with your usual office work process. There used to be a time when you’re required to be physically present at the office in order to do your job. Nowadays, working from home would suffice. This is most applicable with jobs that would only require you to submit documents. Apparently, this can all be done digitally, as long as you have an internet connection, a laptop or a desktop computer, and the ever-flowing electricity from your wall sockets.

3. Be wise about your food consumption.
In spite of the fact that our government is already in the process of introducing COVID-19 vaccines to the Filipino people, we still have to be vigilant about our very own health. The food that we eat would play a vital role when it comes to our own immune system. The aforementioned vaccines can only do so much, we should still raise our own body defenses and strive to go for healthier options this year. Your usual intake of fruits and vegetables should be your top priority, get rid of all the junk foods and soft drinks from your kitchen shelves.

Do you want to know more? Visit https://cebuanalhuillier.com/i....nvestments-worth-kee .

Secure your future with microinsurance! Perfect for minimum wage earners. low-income families, farmers, street vendors, and small business owners. Take the first step toward financial stability and invest in your dreams today.

Why You Should Get Microinsurance:

Protection of Assets
Microinsurance offers affordable protection for assets, giving underserved communities peace of mind and financial security.

Access to Basic Services
Microinsurance helps low-income families afford basic services, easing financial burdens during medical emergencies or natural disasters.

Less Out-of-Pocket Expenses
Microinsurance lets low-income households claim funds during crises, covering damages or medical emergencies without financial strain.

More Chances to Save Money
With microinsurance, policyholders can protect their savings for necessities and even save for nonessential expenses to enhance their quality of life.

Investment Opportunities
Microinsurance empowers low-income individuals to invest in businesses and livelihoods, encouraging financial risk-taking with added savings.

Visit https://cebuanalhuillier.com/m....icroinsurance-philip to learn more!

Looking for easier ways to manage your finances? Download the eCebuana app now! Enjoy seamless money remittance, bills payment and more-- all at your fingertips.

Through the app, you can transfer money from your Cebuana Micro Savings account to another. Recipients can then claim the cash at their nearest branch, which grants them a 20% reduction in fees. The app also allows you to send funds to other banks through Instapay. While International Remittance is not yet available online, with the recent partnership with Western Union, Cebuana Lhuillier clients may now receive international remittance via eCebuana app.

Step 1: Log in and input your 5-digit PIN code

Step 2: Go to Services Tab and select ‘Receive Money’

Step 3: Click the ‘Western Union’ logo

Step 4: Complete the details and add the 10 digits reference number from Western Union

Step 5: Read and agree on the terms and conditions and click confirm to proceed. You will receive a One-Time PIN via your mobile number.

Step 6: Transaction confirmation will be displayed in the app and will be sent via email. The amount received will be reflected on the users’ transaction list in their account balance. Wait for at least 5 minutes.

Visit https://cebuanalhuillier.com/m....oney-remittance-blog for more information!

If you're looking to open your first savings account, knowing what to look for can help you maximize benefits and minimize costs.

Visit https://cebuanalhuillier.com/micro-savings/ for more information!